By Shahrum Gilani
30 September 2014
This is a short article in response to some feedback we got back from our earlier post on the best contract deals for the iPhone 6. In that article, we analysed and looked at tariffs that gave the best value for money for the 64GB version. Here, we have a different focus: how to get the iPhone 6 as cheaply (and reasonably) as possible.
The overall cheapest route - perhaps unsurprisingly - is to get the 16GB version of the iPhone 6 from the Apple Store (£539). Of course, the biggest downside to doing this is that you'll have to pay the entire amount upfront. If you'd rather not pay everything in one go, Apple offer financing to spread the cost, with 24 monthly payments of £25.86 bringing the total cost £620.54.
However, there is actually a cheaper way to spread the cost without also committing yourself to a mobile phone contract. With GiffGaff, you can get the iPhone 6 for an initial payment of £60 and 24 monthly payments of £22.39. Overall, this comes to a total of £597.36. The phone is sold as unlocked, and although you get a GiffGaff SIM card with your purchase, you are under no obligation to use it - you're free to use whatever SIM card or provider you choose. This is to the best of our knowledge the cheapest way to divide the cost of the iPhone without having to commit to an airtime contract at the same time. If you do want a tariff with your iPhone, then you should look at our post covering this.
Remember, much like when you get a phone on a standard contract, you will need to ensure you pay your monthly payments in full and on time to avoid the risk of paying additional fees and penalties, so only go down this route if you know you can meet your financial obligations.